Carlo Kobe is a co-founder of Hone, a San Francisco AI company building Engines, autonomous systems that take ongoing responsibility for business outcomes, alongside Moritz Stephan and Oliver Brady. Hone raised a $60M seed in October 2026 led by Benchmark and co-led by Index Ventures. He previously co-founded and led Mine (formerly Fizz), a Kleiner Perkins- and Y Combinator-backed fintech for students and young adults that surpassed $10M in annual revenue and was later acquired.

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Carlo Kobe is a co-founder of Hone, a San Francisco AI company building Engines, autonomous systems that take ongoing responsibility for business outcomes, alongside Moritz Stephan and Oliver Brady. Hone raised a $60M seed in October 2026 led by Benchmark and co-led by Index Ventures. He previously co-founded and led Mine (formerly Fizz), a Kleiner Perkins- and Y Combinator-backed fintech for students and young adults that surpassed $10M in annual revenue and was later acquired.

Career

Carlo Kobe studied at Harvard University.

Co-founder at HoneBuilding Engines, AI that owns organizational outcomes; raised a $60M seed in October 2026.
Co-founder & CEO at Mine (formerly Fizz)Fintech helping 1M+ young adults toward financial independence; backed by Kleiner Perkins, SV Angel and Y Combinator; acquired.

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