As an Environmental Risk Review Analyst supporting the Bank’s real estate lending activities, you will procure, review, and analyze environmental reports to identify conditions impacting secured and/or owned real estate. You will provide technical opinions on the adequacy and appropriateness of findings, conclusions, and recommendations. You will support business stakeholders by providing environmental due diligence expertise and interpreting environmental risks associated with underwriting real estate. You will interface with internal departments and external consultants performing due diligence to interpret and explain report results.

Job responsibilities 

• Review environmental records and reports related to commercial real estate secured loan transactions.
• Prepare review memoranda.
• Procure environmental reports from qualified consultants when required in connection with environmental risk guidelines and procedures.
• Conduct collateral-asset analysis on real estate lending, management, and owned real estate acquisition and disposition processes.
• Serve as a link between Bank personnel and the data provided in environmental reports.
• Provide timely review, analyses, and recommendations.
• Coordinate, monitor, and/or manage requests for proposals, project scope definition, job award, and work-product review of environmental consultants.
• Perform independent research of available resources to supplement environmental information in connection with real estate collateral.
• Perform special projects as assigned, including analysis of environmental exposures in connection with bank acquisitions and audit responses.
• Assist in qualifying environmental firms to perform work for the Bank.
• Provide ongoing evaluation of operational environments and recommend efficiency enhancements through planning, organizing, streamlining, and directing workgroup development and maintenance.

Required qualifications, capabilities, and skills 

• Bachelor’s degree (or equivalent education) in environmental sciences or a related field.
• 3+ years of experience analyzing environmental reports related to real estate lending and loan administration, risk management, and loss prevention programs with an environmental consultant, lender, or property management firm.
• Strong oral and written communication skills, including producing non-routine written materials with technical content (for example, correspondence, memoranda, reports, and information summaries).
• Ability to recognize, identify, and minimize or eliminate unacceptable environmental risk conditions affecting secured and/or owned real estate.
• Ability to apply sound judgment and decision making in accordance with departmental and Bank policies, practices, and objectives.
• Understanding of regulatory guidelines applicable to banks concerning environmental issues.
• Ability to communicate environmental findings, conclusions, and recommendations to internal customers verbally and in writing.
• Ability to establish and maintain effective working relationships as required by the position.
• Ability to escalate or clarify queries and work with limited supervision.