Payment infrastructure lets businesses send and receive money across bank and stablecoin rails, with programmable accounts, compliance controls, transaction tracking, and reconciliation.

Account infrastructure lets platforms offer eligible international users named U.S. dollar accounts for collecting, holding, and sending funds through one API.

API assigns account-number aliases through select direct bank connections, helping businesses attribute incoming payments and track customer balances without separate bank accounts.

Stablecoin payment infrastructure converts between dollars and digital currencies, orchestrates on-chain transfers, and reconciles fiat and blockchain transactions through one API.

Managed double-entry ledger records transactions and balances in real time, giving financial products an immutable, auditable system of record across payment systems.

Programmable infrastructure embeds stablecoin balances and transfers, supporting custodial wallets plus non-custodial wallets offered in early access to select customers.