Hum Capital provides capital for the companies banks overlook. We offer flexible, non-dilutive growth capital to established, growing U.S. businesses, so they can hire, buy inventory, expand, acquire or launch something new without giving up equity. We combine live company data and AI with experienced underwriters to evaluate businesses on their real financials and performance, with a human on every decision. Companies can get capital directly from Hum Financial or get matched with lenders through the Hum Marketplace. Capital providers can invest alongside Hum in loans we originate, underwrite and manage, and referral partners earn a fee when their clients fund. Hum was named Business Lending Platform of the Year at the FinTech Breakthrough Awards. We’re democratizing access to capital, so more businesses can get the funding they need to grow.