Cross River pairs a regulated bank with its proprietary API-driven core, powering embedded lending, payments, cards, and crypto for 100+ technology partners.

Products & media

Cross River Operating System (COS)

An API-driven bank core that connects lending, payments, cards, accounts, ledgering, and compliance infrastructure through one operating system.

Onchain Finance

Bank-grade infrastructure combining fiat rails, stablecoin payments, crypto-linked cards, and real-time funding and settlement for digital-asset applications.

Bank Rails

A multi-rail money-movement platform providing ACH, wires, RTP, FedNow, and CRNow access through a unified API and onboarding process.

Card Issuing

A processor-agnostic issuing platform for launching debit, credit, prepaid, and virtual-card programs with BIN sponsorship and program-management infrastructure.

Accounts

Embedded banking infrastructure for launching checking, savings, certificate-of-deposit, custodial, and purpose-built account programs with subledgers and money movement.

Card Payments

Card-network payment infrastructure for push-to-card, pull-from-card, acquiring, global transfers, merchant settlement, and near-real-time disbursements.

Cosigns

stuartCo-founder and CEO at Current
“We’re proud to partner with Cross River and be able to leverage our core technology to solve the complexity of multiple accounts and launch an innovative secured charge card not yet seen in the market.”
Source
Daniel MullerCo-Founder & CTO at MileZero | CTO at the Museum of Tolerance Jerusalem
“Partnering with forward-thinking institutions like Cross River enables us to deliver more tangible value to users and operators.”
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bigandersonFounder, builder, advisor, and investor at Bootpack Forge
“We are excited to expand our relationship with Cross River to deliver innovative real-time payment solutions on top of its API-based processing core.”
Source

Team

1 person across company lists

Founders

1 person

List

Jobs

Funding

All fundraising announcements are based on public sources. Please contact Cosign if you believe there are any discrepancies, or claim the profile to edit.

Data current as of February 1, 2026

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Participating Firms

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