Luzern Risk designs and manages captive insurance programs, combining insurance expertise with AI-native technology and integrated operations.

Products & media

Captive Management Platform

AI-native platform that runs a captive insurance program in one place, connecting live financials, claims, policies, documents, filings, workflows, and scenario modeling.

Insurance Premium Profit Calculator

Calculator estimates an insurer’s five-year profit from annual premiums and claims using stated underwriting and investment assumptions.

Major Loss Simulator

Interactive simulator models how captive and reinsurance policies distribute individual and aggregate losses under adjustable assumptions.

Model a Captive

Free interactive model uses seven business and insurance questions to estimate six years of captive performance.

Compare Domiciles

Interactive guide lets users compare captive domiciles, assess jurisdiction rules, and review costs, formation timelines, and allowed structures.

Explore Structures

Interactive guide compares nine captive insurance structures and explains their ownership models, advantages, tradeoffs, and use cases.

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