An app-based current account combines a debit card, spending notifications, budgeting Pots, and everyday payments for personal banking.

Children aged six to fifteen get an account and card while parents manage spending limits, pocket money, and notifications.

Business current accounts combine everyday payments, bookkeeping integrations, and spending controls for sole traders and eligible companies.

Two Monzo customers share a current account to manage household bills, shared purchases, and joint saving while keeping personal accounts separate.

Teenagers get a current account and debit card with age-restricted spending blocked before the account becomes an adult account.

Customers earn interest in separate savings Pots, add money without a minimum deposit, and withdraw instantly when needed.