Cleo is an AI financial assistant that turns spending data into personalized conversations, savings tools, credit-building support, and automated plans for everyday money goals.

Products & media

Cleo

A conversational financial assistant that connects account data with personalized guidance on spending, budgeting, debt, and savings.

Cleo Card

A secured credit card issued by WebBank that uses a security deposit as the credit limit and reports payments to credit bureaus.

Cleo Savings

Automates savings toward personal goals, with roundups and other savings tools alongside interest-bearing accounts provided through partner banking services.

Autopilot

An AI money-management module, offered through phased access, that builds a financial roadmap and adapts guidance and automated actions toward goals.

Money IQ

A weekly quiz game that asks personalized spending questions and offers eligible users a chance to win cash prizes.

Debt Reset

A debt-management tool that combines linked balances with personalized repayment plans to help eligible subscribers prioritize credit cards and loans.

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