Example Company
Software engineer
- Location
- San Francisco
- Type
- Full time
- Compensation
- $150k-$200k
- Posted
- 2 days ago
Join a team building useful software. Work closely with engineering and design to turn new ideas into products.
Loading job details
Lead Credit Officer - Asset Wealth Management - Associate
- Location
- Columbus
- Type
- Full time
- Posted
- 20D AGO
About the role
Wealth Management (WM) provides advice, strategies, and solutions to address the complex financial, lending, and wealth transfer needs of high net worth and ultra-high-net-worth clients. As part of Risk Management and Compliance, the WM Credit Risk team provides independent oversight of credit risk across a broad range of lending products and client transactions, supporting responsible business growth while adhering to the firm's risk appetite, policies, and regulatory standards.
As an Associate Credit Approver in the WM Credit Risk team, you will evaluate and identify risks, analyze complex client and transaction data, and provide independent credit risk assessments to support management in making well-informed credit decisions. The role includes oversight of consumer and business-purpose lending transactions secured by products governed by Credit Risk Policies and Guidelines, ensuring consistent application of risk standards and sound credit judgment while partnering closely with bankers, underwriters, and risk professionals across Wealth Management.
Job Responsibilities:
- Oversee credit analysis and risk evaluation for loans secured by products governed by Credit Risk Policies and Guidelines
- Evaluate and manage risks in each transaction
- Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal
- Apply relevant policies, standards, procedures, and regulatory requirements to all credit analysis activities
- Apply data analysis techniques to interpret results and provide insights and recommendations to management
- Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools
- Monitor industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge
Required qualifications, skills and capabilities:
- Bachelor's degree in a business or finance concentration
- 3 years of experience in commercial real estate lending or 5 years of other banking or finance experience
- Thorough understanding of multifamily real estate property valuations and cash flow analysis
- Strong financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements
- Ability to manage competing priorities effectively in a collaborative, high volume environment while maintaining attention to detail
- Excellent verbal and written communication and problem-solving skills
- Ability to prioritize, plan, and manage processes to complete credit analysis and other assignments as needed
- Familiarity with regional commercial real estate markets and municipal regulations
- Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems
Preferred qualifications, capabilities, and skills:
- Advanced degree in a related field
- Experience with proprietary credit risk management tools.
- Experience with large language model tools
Similar roles
Wealth Planner - Wealth ManagementBarclays Innovation Hub powered by Eagle Labs · CambridgeSenior Project Manager, Product Governance Section, Quality Management Department (RS Quality & Standardization Div)Rakuten Symphony · Tokyo
Junior Associate Master Data Media (MDM) – 6 Month ContractPublicis Groupe · San JoseJunior Associate Master Data Media (MDM) – 6 Month ContractDigitas Health · San Jose
AVP, Legal - Operations and Business ManagementLayer 6 AI · Toronto
Associate General Counsel, CommercialMotive · Remote