Treasury group at American Express enables profitable business growth through management of the company’s balance sheet including liquidity, capital distribution, and global money movement strategies. Treasury also plays a key role in identifying, measuring and addressing financial and operational risks. We ensure that the right amount of capital, funding, and liquidity is in the right currency, in the right place, at the right time, with the right controls.  

Reporting to the Vice President, Treasury, the Manager, Cash Management is responsible for the safe, accurate and timely execution of cash management activities for assigned entities and currencies. The role leads daily treasury operations, maintains a strong control environment, improves cash visibility and supports funding and banking decisions relating to Cayman Islands legal entities with a focus on Sale of Receivables (“SOR”) Programs and Intercompany funding to American Express affiliates. The manager partners across Treasury, Finance, Risk, and banking providers to ensure cash is available where and when needed while meeting internal policy, governance and regulatory expectations.

• Bachelor’s degree or equivalent professional experience in finance, accounting, economics, business or a related discipline.
• Experience in corporate or bank Treasury, with hands-on responsibility for cash management, liquidity operations or treasury operations with demonstrated understanding of cash positioning, forecasting, payments, bank account management, reconciliations and financial controls.
• Experience operating in a regulated, multi-entity or multinational environment is strongly preferred.
• Experience leading people, complex processes or cross-functional work; direct people-management experience is preferred.
• Working knowledge of treasury management systems, online banking platforms and advanced spreadsheet-based analysis; demonstrated proficiency in all MS Office applications.
• Able to thrive in a fast-paced, time-bound, operational environment.
• Relevant professional qualification, such as CTP, ACT or equivalent, is an asset.

Capabilities 

Risk mindset 

Applies disciplined judgment, protects the control environment and escalates concerns early. 

Analytical thinking 

Connects cash movements, forecasts and business drivers to practical decisions. 

Execution excellence 

Manages competing deadlines without sacrificing accuracy or control. 

Leadership 

Creates clarity, coaches effectively and builds ownership across the team. 

Communication 

Explains complex Treasury matters clearly to operational and senior audiences. 

Change orientation 

Improves processes through simplification, automation and thoughtful adoption of technology. 

Partnership 

Influences across functions, regions and external providers to deliver outcomes. 

Resilience 

Stays composed during incidents, market events and time-critical execution. 

 

Role scope and working expectations

• Participates in scheduled coverage for market, payment and banking cut-offs; occasional work outside standard hours may be required for critical events.
• Handles confidential financial, banking and access information in accordance with company policy.
• Operates within documented authority limits and maintains effective segregation of duties.
• Travels occasionally where needed for team, banking, governance or project requirements.

• 7am local start time is required.

   

Where work permit, visa or other immigration authorization is required, American Express may, at its sole discretion and subject to applicable law, decide whether to apply for or sponsor it. In deciding, American Express may consider business needs, the nature of the position and the cost involved.

The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.​

KYD 80K – 130K

Key accountabilities 

Daily cash and liquidity management 

• Oversee daily cash positioning, forecast near-term inflows and outflows, and identify funding or investment requirements within approved limits.
• Oversee daily Treasury operations as it relates to global SOR Programs; Intercompany funding arrangements and FX related hedging activities.
• Review and approve cash movements, intercompany funding and other treasury transactions in accordance with delegated authorities.
• Monitor bank balances, payment activity, settlement status and liquidity buffers; escalate actual or emerging shortfalls promptly.
• Coordinate cut-off times and handoffs across regions to support accurate, on-time execution and business continuity.
• Provide clear daily and periodic cash reporting, including drivers of material forecast-to-actual variances.

Controls, governance and risk 

• Own and execute cash management controls, including maker-checker review, reconciliations, approvals, access reviews and evidence retention.
• Maintain procedures and partner with control management colleagues to ensure documentation reflects the current operating model.
• Identify operational, liquidity, settlement, fraud and data risks; drive remediation, track issues and provide transparent escalation.
• Support risk and control self-assessments, internal and external audits, regulatory reviews and management testing with complete, timely evidence.
• Ensure activities comply with applicable Treasury policies, legal entity requirements, banking mandates and local regulations.
• Ensure robust cross-training within the team and support all out-of-region BCP activities.

Banking, systems and data 

• Manage day-to-day relationships with banking partners and internal stakeholders for accounts, services, mandates, fees and issue resolution.
• Collaborate with Global Treasury teams on CI bank account governance, including openings, changes, closures, signatories and periodic account reviews.
• Ensure effective use of the treasury management system and applications supporting Global SOR Programs;  bank portals and reporting tools; maintain appropriate access and segregation of duties.
• Improve data quality, cash visibility and straight-through processing through standardization, automation and well-controlled technology change.
• Monitor service performance and fees, and recommend opportunities to simplify the banking structure and improve efficiency.

Leadership and partnership 

• Lead, coach and develop team member, setting clear expectations for quality, control discipline, responsiveness and continuous improvement.
• Coordinate effectively with Global Treasury, Accounting, Tax, Risk, Compliance, Technology and Business teams.
• Provide concise analysis and recommendations to Treasury leadership and governance forums.
• Lead projects and change initiatives affecting cash management, including migrations, new products, banking changes and resilience improvements.
• Act as a subject-matter expert and provide reliable coverage for critical cash management activities.