Excited to grow your career?

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

The Corporate Credit Risk unit at BBVA Paris is an integral part of the Global Risk Management – EMEA team.

About the job:

The candidate, among the French Corporates (covering principally Real Estate Sector and other groups), will be in charge of the following tasks:

• Assist management in performing credit analysis and credit approval.
• Work in relationship with the bankers to make informed decisions through an understanding of the credit, structure and profitability features of each client.
• Monitoring and producing reports detailing exposures to risk.
• Yearly monitoring of client’s financial performance: analysis of financial statements and sector overview.
• Identification of risk drivers and evaluation of stressed scenarios.
• Assessment and analysis risk ratings on an ongoing and timely basis-Ongoing monitoring of the exposure for assigned clients and ensuring compliance with all terms & conditions.
• Admission of operations and FP management according to the policies and guidelines authorized.
• Ensuring the timely and accurate submission of credit approval documentation.

Qualifications required:

• Degree in Finance, Economics, Business, Accounting or Engineering from a top business or engineering school.
• At least 5 years work experience in corporate credit risk management or corporate investment banking with a with a specialization in Real Estate.
• Overview of Investment Banking products.
• Understand the financing and sustainability strategies and sectors of major French companies.
• Strong financial background, analytical capabilities. Strong analytical skills, including understanding of key financial components (liquidity position, leverage profile, etc.) and the ability to form independent opinions on credit, recognizing emerging risks.
• Strong organization and time management skills. Able to work under time pressure.
• Data management skills (access, mining and reporting).
• Team spirit, enthusiasm, curiosity, flexibility. Able to work under time pressure.
• Excellent verbal and written communication skills in French and/or English. Spanish knowledge is highly valued.

Skills:

Client Orientation, Empathy, Ethics, Innovation, Proactive Thinking