[UI Turn Support Campaign Ongoing]

For residents of Japan  — Money Forward is currently running a campaign to support relocation to our Kyoto development base! We are offering 500,000 yen to assist with relocation expenses to engineers who join us mid-career and are currently living in Japan (conditions apply).

Please check the details in the following article: Announcement of the Campaign to Support Engineers' UI Turn Expenses to Kyoto

Note for Overseas Applicants: If you are applying from overseas, relocation support is available.

About Us

At Money Forward, we are dedicated to transforming financial services using advanced technology. With over 50 services for individuals and businesses, including popular products like Money Forward ME and Money Forward Cloud, we help make managing money easier. We use “account aggregation” technology to gather user data, turning it into useful insights for our customers.

Our company has reached a turning point from "Cloud to AI" and is accelerating company-wide AI Transformation (AX) toward achieving our goal of becoming the "No. 1 Back-Office AI Company in Japan" under "Money Forward AI Vision 2026."

Leveraging our robust customer base of over 440,000 companies and years of accumulated business logic, we are expanding beyond the traditional SaaS market into the ¥14.1 trillion "Digital Worker" market, where autonomous AI agents substitute and augment human labor.

To turn this grand ambition into reality, we are driving "AI-PDLC / AI-SDLC (AI-Driven Development)" to redefine the product development process itself. We are seeking engineers who want to look beyond simple SaaS feature additions—redefining architecture and user experiences using cutting-edge AI agent technologies to co-create next-generation products across job functions.

Overview

Division Overview

Within the Money Forward Business Segment (MFBS), Money Forward Cloud is a component-based cloud ERP composed of multiple service groups. While these groups provide flexibility for users to choose combinations based on their needs, developing them in isolation can lead to data silos, inconsistent user experiences, and reduced development efficiency. To solve this, our Platform Product Division (PPD) builds the common foundations that unify these services and ensures their stable use across the company.

Our division is responsible for developing and managing shared microservices and backend systems that power workflows and platform functionality across Money Forward Cloud. We work to standardize services, improve collaboration across products, and enhance performance and scalability. By organizing complex system logic, addressing technical debt, and documenting our knowledge, we aim to create a reliable, maintainable, and future-ready platform that delivers consistent value for both developers and end-users.

Position Background

As a Senior Software Engineer, you will be responsible for building out and supporting our API Platform, which includes our authorization/authentication services, API Gateway, and MCPs (with a focus on MCP development).

The API Platform Development Team is responsible for supporting the development and deployment of public APIs across the entire Money Forward Cloud (MFC) product suite. Our services are used mainly by other development teams within Money Forward but have some exposure to our end-users as well.

Main Responsibilities

You will be contributing to a foundational pillar of the MFC experience, supporting rapidly accelerating API development by product teams as we work towards being Japan’s #1 AI Native FinSaaS company.

Specific duties include:

• Develop our API Platform using primarily Go, with some JavaScript/TypeScript and React for our user interfaces
• Enable product teams to rapidly expand and deploy their API suites, ensuring that our platform is reliable and secure
• Write scalable, robust, testable, efficient, and easily maintainable code
• Lead the team in both technical and product discussions
• Be an active contributor to discussions about team working style and roadmap; your opinion will matter and you should have one!
• Assist product teams and customers (via Customer Service members) with any inquiries or support requests they may have
• Understand the functional requirements defined by the Product Manager, and break them down into clear technical system requirements
• Drive team delivery to ensure that we meet our deliverables
• Collaborate with team members, Engineering Manager, Product Manager, and any other stakeholders
• Ship software to the production environment
• Ensure that our critical components are well monitored in production, and respond quickly to any issues or outages
• Work flexibly across a wide range of API platform services
• Provide mentorship to more junior developers

Required Skills and Experience

• Computer Science / Engineering Bachelor’s degree or related technical field
• 5+ years of software development experience
• Experience working in an Agile/Scrum team
• Team player with strong interpersonal skills
• Solution-oriented and result-driven
• Willingness to work with AI tools to enhance your productivity
• Successful track record of developing quality software products and shipping production-ready software
• Owned at least one major project from conception to delivery, contributing to design/architecture,  implementation, and post-release monitoring and improvement
• Formal leadership experience, heading a team of several people
• Experience being formally responsible for team member development, such as mentoring, onboarding, 1on1s, or evaluations
• Experience leading cross-team or cross-departmental initiatives

Preferred Skills and Experience

• 3+ years of experience with Go
• Experience with public cloud services such as AWS or GCP
• Experience with OAuth/public API authentication schemes
• Experience with RDBMS
• Experience with AI-accelerated development (Claude Code, Codex, etc.), as well as an AI-focused software development life cycle (automated code review, minor defect resolution, etc.)
• Experience with platform service development and operations
• Experience with CI/CD
• Hands-on experience with Kubernetes

Language Requirements

• Business level English proficiency (TOEIC score of 700 or above equivalent).
• Japanese proficiency is not required but an interest in learning or improving is preferred.

Who We're Looking For

• A shared belief in Money Forward’s Mission/Vision/Values/Culture.
• Passionate about leveraging technology to improve lives and drive impact in financial services.
• Strong sense of responsibility and autonomy – drives progress rather than waiting for direction.
• Thrives in a collaborative, diverse, and globally distributed environment.

Technology Stack

• Backend: Go
• Frontend: React, Next.js, TypeScript
• Scripting: Python
• Monitoring: Datadog, Rollbar
• Infrastructure & CI/CD: AWS, Docker, Kubernetes, GitHub Actions, CircleCI (Standard MF stack)
• Environment: GitHub, Slack, Jira

Work Environment

At Money Forward, we provide an environment where we can create world-class services together, and we are looking forward to welcoming you.

• Provided PC Specs: We provide PCs equipped with the latest CPUs (MacOS or Windows). Custom-made PCs tailored to business requirements and replacements with the latest OS are also possible.
• Systems to Enhance the Development Environment: Peripheral devices necessary for work (such as displays, mice, keyboards) can be purchased as office supplies. Generally, you can choose from standard products (catalog), and if conditions are met, you can apply for non-standard products as well.
• Money Forward Library: We have a library system where you can freely borrow books, ranging from technical books to management books. Desired books can be purchased at the company's expense.
• Referral Driven: We cover the cost of recruitment meals. There is a referral reward system.
• Conference Participation Support: The company partially covers participation in domestic and international conferences, such as RubyKaigi and Google I/O.

職種 / 募集ポジション Tech Lead/Senior Software Engineer (Go), API Platform Department, PPD, Kyoto 雇用形態 正社員 給与 年収 7008000–11004000 JPY / YEAR

Monthly salary system
※Includes fixed allowances for up to 45 hours of legal overtime, legal holiday work, and 40 hours of late-night work.

勤務地

• 604-8004  4F Meijiya Kyoto Building, 78 Nakajima-cho, Nakagyo-ku, Kyoto City, Kyoto
  地図で確認

Salary System

<Salary Range>
Min 584,000 JPY / month（7,008,000 JPY / year）- 917,000 JPY / month（11,004,000 JPY / year）
Each including fixed allowances of 170,064 JPY - 266,988 JPY / month.

Bonus

A「High Performance Bonus」may be paid to employees who receive high evaluations based on semi-annual evaluations in addition to their salary.
※Please note that the remuneration of the High Performance Bonus is subject to change according to the company's performance.

Probation Period

3 months from join date

Working Hour System

Discretionary Labor System for Professional Work
※Conditions apply; subject to change to Flextime System.

Working Hours

9:30 - 18:30 (60 min break) are the basic working hours. However, employees are able to choose their working hours at their own discretion.
※There is potential for overtime work outside the determined hours.

Work Style Policy

Hybrid work style
・As a standard practice, employees are required to work at the office a minimum of 2 days per week. Employees are encouraged to spend 3 or more days in the office. (This policy may be subject to change based on the company and job circumstances)
・The specific "team office days" may vary depending on the assigned team.

Holidays/Vacations

■ Saturdays / Sundays / Japanese national holidays
■ Paid holidays
■ Summer holidays (3 days)
■ Winter holidays (2 days)
■ Year-end and New Year’s holidays (Dec 31st - Jan 3rd)

Benefits

■ Various social insurances (employee pension, health insurance, employment insurance, industrial accident compensation insurance)
■ Neighborhood housing allowance and neighborhood moving allowance
■ Salary-based rent deduction benefit 
■ Health check and gynecological checkup
■ Influenza vaccine
■ Book purchases support
■ Defined-contribution corporate pension 
■ Employee stock ownership plan
■ Preferential treatment when using the following services（limited to businesses under contract with Money Forward）
　- Rental agency
　- Housekeeping services
　- Babysitting
　- Online English conversation school

Selection Process１

Casual interview/Document Screening
↓
First interview (Depending on the position, there may be a technical assignment before the interview.)
↓
Several interviews (The number of interviews depends on the position. We will request you to take an aptitude assessment.)
↓
Final interview (We may ask for a reference check before or after the interview.)
↓
Job offer/Offer meeting

※The process may be subject to change depending on the case.

Selection Process２

■ About the Aptitude Test
It is a simple web-based survey taking around 20 minutes to complete.

■ What are reference checks?
Money Forward may ask for your cooperation with reference checks using a reference check service tool. We believe that mutual understanding is limited to the selection process alone. Therefore, we would like to gather information about you from your supervisor and colleagues at your current or former company to ensure a more reliable match and facilitate your early success after joining our company.
※We do not make employment decisions based solely on the contents of reference checks. 
※The fact that you are in the selection process with us will not be disclosed to referees.

Notes

・Range of change in job description: Work as determined by the company
・Range of change in work location: Work location as determined by the company

Reference Information

https://recruit.moneyforward.com/#introduction

会社情報 会社名 株式会社マネーフォワード 代表者

代表取締役社長グループCEO 辻 庸介

創業

2012年5月

取締役

金坂 直哉
中出 匠哉
竹田 正信
石原 千亜希

社外取締役

安武 弘晃
宮澤 弦
Ryu Kawano Suliawan
菊間 千乃
芦田 健
上田 梨々子

監査役

畠山 優実
田中 克幸
西山  茂

グループCxO・VPox

上利 陽太郎
瀧 俊雄
山田 一也
坂 裕和
松岡 俊
伊藤 セルジオ 大輔
関田 雅和
松久 正幸
野村 一仁
長尾 祐美子
金井 恵子
梅田 康吉
丸山 嘉伸

執行役員

田平 公伸
本川 大輔
冨山 直道
永井 博	
駒口 哲也
廣原 亜樹
島村 誠一郎
永井 七奈
木村 慎治
吉本 憲文
工藤 裕之
島内 広史
小山 幸宏
渡辺 恵伍
松村 道夫
岩崎 大
渋谷 亮

オフィス

本社オフィス
〒108-0023　東京都港区芝浦3-1-21 msb Tamachi 田町ステーションタワーS 21F


北海道支社
〒060-0061　北海道札幌市中央区南一条西4-5-1 札幌大手町ビル3階

東北支社
〒980-0021 宮城県仙台市青葉区中央2-2-10 仙都会館 5F

東海支社、名古屋開発拠点
〒450-6213　愛知県名古屋市中村区名駅4-7-1 ミッドランドスクエア 13F

京都支社、京都開発拠点
〒604-8004　京都府京都市中京区三条通河原町東入中島町78番地 明治屋京都ビル 4階

関西支社、大阪開発拠点
〒541-0042　大阪府大阪市中央区今橋 2-5-8 トレードピア淀屋橋 9階

広島支社
〒730-0015　広島市中区橋本町9-7 ビル博丈5F

九州・沖縄支社、福岡開発拠点
〒810-0041　福岡県福岡市中央区大名2丁目6-50　福岡大名ガーデンシティ 16F

社内コミュニケーション活性化の取り組み

■全社週次/月次朝会/半期総会
■代表との意見交換会（CEOセッション）
■全社懇親会（MF Happy Hour）
■他部門社員との交流会（シャッフルランチ・ディナー）
■上長との定期1on1（ツキイチ面談）
■社内公募制度（MFチャレンジシステム）
■社員満足度調査（MFグループサーベイ）
※一部正社員のみ

労働条件

屋内原則禁煙（喫煙室あり）等

中途採用比率

2021年11月末　93.8％
2022年11月末　90.0%
2023年11月末　76.6％
2024年11月末　88.7%