About Bright

Bright Money is a Consumer FinTech for middle-income consumers. It brings together SaaS products to help consumers build credit, manage their debt, and get access to suitable loans and credit cards. These are the major financial needs of middle-income consumers living paycheck-to-paycheck.

Bright is a profitable, India-built, U.S.-market Consumer FinTech, with revenue trajectory to $100M in the coming 6 months. The business model combines subscription revenue with a financial service marketplace revenues, for loans, credit cards, and credit building tools. 

Bright has launched an AI money assistant and AI agentic UX flows for access to credit. It will be the first AI-driven Consumer FinTech for middle-income consumers.

The Bright product suite has potential for global markets beyond the US. The market size is 100M global middle-income consumers, with a revenue pool opportunity of $15B.

Bright is backed by 3 top global venture capital firms, and leading tech angel investors in the USA, Europe, and Asia.

Bright was founded in 2019 by a founding team from McKinsey’s Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientists (Varun Modi and Avi Patchava). The core team is ex-InMobi Engineering and Data Sciences, recently joined by senior leaders from McKinsey. Bright is a data-driven, fast-paced execution culture that will build a Global Consumer FinTech, all functions operating from India.

About Job

Brightmoney is seeking a highly skilled, detail-oriented Software Development Engineer II (Backend) to join our dynamic team. As a key member of our engineering team, you will be responsible for designing, developing, and deploying scalable, efficient, and secure backend systems. The ideal candidate will have a strong foundation in computer science, exceptional problem-solving skills, and a passion for delivering high-quality, production-ready software solutions.

The successful candidate will have a deep understanding of software engineering principles, algorithm design, and data structures. They will be able to communicate effectively with cross-functional teams, including product management, design, and engineering. If you are a motivated, collaborative, and innovative individual who thrives in a fast-paced environment, we encourage you to apply.

Responsibilities

• Design, develop, and deploy complex, scalable, and efficient backend systems using Django and Django Rest Framework, ensuring seamless integration with front-end applications.

• Collaborate with cross-functional teams to define and prioritize project requirements, ensuring alignment with business objectives and driving the delivery of high-quality software solutions.

• Develop and maintain high-quality software solutions, with a strong focus on reliability, scalability, performance, and security.

• Participate in code reviews, providing constructive feedback to ensure high-quality code, adherence to best practices, and consistency in coding standards.

• Contribute to the development of technical documentation, including architecture diagrams, API documentation, and technical guides, to ensure knowledge sharing and onboarding of new team members.

• Mentor junior engineers, providing guidance and support to help them grow and develop their skills, and contribute to the growth and development of the team.

• Stay current with industry trends and emerging technologies to enhance our products and engineering practices.

• Lead and contribute to technical discussions, distilling complex technical concepts into clear and concise communication, and collaborating with other teams to ensure alignment and effective communication.

• Collaborate with other teams, including product management and design, to ensure alignment and effective communication, and drive the delivery of high-quality software solutions that meet business objectives.

  Drive the advancement of process enhancements, mitigate technical debt, and automate repetitive tasks to optimize resource utilization and promote the ongoing refinement of engineering practices.

• Engage with cross-functional teams to formulate and sustain technical roadmaps, ensuring alignment with organizational goals and facilitating the delivery of superior software solutions.

• Spearhead and participate in technical planning sessions, establishing project scope, timelines, and resource distribution, while guaranteeing the delivery of high-quality software solutions that fulfill business objectives.

• Collaborate with other teams to create and upkeep technical documentation, encompassing architecture diagrams, API documentation, and technical guides, to foster knowledge sharing and support the onboarding of new team members.

• Collaborate with other teams to develop and maintain technical documentation, including architecture diagrams, API documentation, and technical guides, to ensure knowledge sharing and onboarding of new team members.

Skills & Qualification

• Proficient in Django and Django Rest Framework to design and develop scalable, efficient, and secure backend systems.

• Strong understanding of Python programming language, including data structures, file input/output, object-oriented programming, and latest software development best practices.

• Familiarity with database systems, including data modeling, querying, and optimization, in addition to designing and implementing data pipelines and data warehousing solutions.

• Excellent problem-solving skills, with the ability to analyze complex technical problems and develop innovative solutions that meet business objectives.

• Strong collaboration and communication skills, with experience working with cross-functional teams, including product management, design, and engineering.

• Ability to work in a fast-paced environment, with a strong focus on delivering high-quality software solutions that meet business objectives and driving the growth and development of the team.

• Bachelor's degree in Computer Science, Information Technology, or a related field, with a strong foundation in computer science and software engineering principles.

• Minimum 2-5 years of experience in software development, with a strong focus on backend systems, including experience with Python, Django, and database systems.