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Software engineer
- Location
- San Francisco
- Type
- Full time
- Compensation
- $150k-$200k
- Posted
- 2 days ago
Join a team building useful software. Work closely with engineering and design to turn new ideas into products.
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Global Vertical Head of Regulatory Compliance – Platforms
- Location
- San Francisco
- Type
- Full time
- Compensation
- USD 184,000–230,000
- Posted
- 1MO AGO
About the role
Nium provides global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere.
Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In March 2026, we delivered the largest month in our 11-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $60B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet.
It is an incredible time to join us, and we are only just getting started.
Our payout network spans 190+ countries and 100 currencies, with 100 + corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and as a principal card issuer on Visa, Mastercard, Discover, and UATP, Nium issues over 50 million card tokens every year. Backed by regulatory licenses in 40+ markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list.
In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company.
About the Role
Nium is seeking a Global Vertical Head of Regulatory Compliance to serve as the senior Compliance partner to the Platforms business. This role will work closely with Sales, Business Development, Partnerships, Account Management, Product, Legal, and Nium's country compliance teams to identify regulatory considerations early, incorporate local requirements into commercial strategy, and enable compliant opportunities across the Platforms vertical.
The successful candidate will provide practical guidance on complex enterprise relationships, particularly platforms and marketplaces that use Nium's solutions to serve their own merchants or customers. This is a commercially focused Compliance role centered on structuring deals, supporting new platform models and use cases, and enabling responsible growth. The role will also own Compliance outcomes for relationships with bank partners, card networks, stablecoin networks, and other payment infrastructure partners.
While this role does not directly own regulatory relationships or license-protection responsibilities, the successful candidate will bring a deep understanding of these areas and apply that knowledge to provide practical guidance to commercial teams. They will also work closely with Nium's country Compliance teams.
Key Responsibilities
- Serve as the senior Compliance advisor to the Platforms vertical's commercial leadership and go-to-market teams.
- Engage early in the sales and business-development process to identify compliance considerations and help structure viable solutions.
- Partner closely with Sales, Business Development, Partnerships, Account Management, Product, Legal, Financial Crime Compliance, and country Compliance teams.
- Act as the primary bridge between commercial teams and country compliance teams, connecting commercial priorities with local regulatory requirements, risk appetite, and compliance guidance.
- Advise on strategic opportunities involving platforms, marketplaces, enterprise clients, bank partners, and other complex commercial relationships.
- Own Compliance outcomes for relationships with bank partners, card networks, stablecoin networks, and other payment infrastructure partners.
- Evaluate the compliance implications of two-tier business models in which Nium provides payment capabilities to a platform that serves underlying merchants, sellers, or customers.
- Support the development of compliant solutions for new platform models, customer segments, use cases, products, and payment flows.
- Provide practical guidance on AML/CTF, sanctions, KYC/KYB, customer and partner due diligence, acceptable-use requirements, licensing considerations, and payment regulations.
- Participate in customer and partner discussions when senior Compliance involvement is needed to explain Nium's requirements, controls, or proposed solutions.
- Assess higher-risk or nonstandard opportunities and recommend appropriate controls, conditions, or risk-mitigation measures.
- Coordinate the resolution of compliance questions and escalations that could affect commercial negotiations, onboarding, implementation, or launch.
- Help commercial teams understand Nium's risk appetite and identify potential compliance obstacles before significant time or resources are committed.
- Translate regulatory requirements into clear, actionable guidance for commercial and business stakeholders.
- Maintain a deep understanding of Nium's regulatory relationships and license-protection obligations, leveraging that knowledge to guide commercial decisions without directly owning those responsibilities.
- Develop scalable commercial compliance frameworks, playbooks, and decision-making standards for the Platforms vertical.
- Identify recurring barriers within the commercial process and partner with relevant teams to improve policies, controls, and workflows.
- Deliver targeted training to Sales, Business Development, Partnerships, Account Management, and other customer-facing teams.
- Provide senior leadership with visibility into material commercial compliance risks, emerging trends, significant decisions, and unresolved issues.
- Represent the Platforms vertical within Nium's broader global Compliance organization and commercial advisory framework.
Qualifications
- 12+ years of progressive experience in compliance, regulatory risk, financial crime, legal, or a related function within payments, fintech, banking, or financial services.
- Significant experience advising commercial, sales, business-development, partnership, or account-management teams.
- Experience supporting or managing compliance matters involving bank partners, card networks, stablecoin networks, or other payment infrastructure partners.
- Strong knowledge of cross-border payments, money movement, payment platforms, bank partnerships, and complex B2B customer relationships.
- Experience supporting platforms, marketplaces, embedded-finance providers, payment facilitators, or other businesses with underlying merchants, sellers, or customers.
- Deep understanding of relevant compliance areas, including AML/CTF, sanctions, KYC/KYB, customer due diligence, licensing, and payments regulation.
- Experience serving as - or working closely with - an MLRO, BSA Officer, Chief Compliance Officer, or country compliance leader.
- Demonstrated ability to connect commercial teams with country compliance, regulatory, or licensing stakeholders in a global organization.
- Demonstrated ability to apply regulatory knowledge to commercial opportunities and develop practical, risk-based solutions.
- Strong understanding of the regulatory and licensing considerations relevant to global payment platforms and cross-border payment activity.
- Experience supporting new products, market expansion, customer onboarding, or complex payment solutions.
- Strong executive presence and the ability to influence senior commercial and cross-functional stakeholders.
- Ability to balance commercial objectives with regulatory obligations and constructively challenge proposed activity when necessary.
- Excellent judgment, communication, and stakeholder-management skills.
- Experience operating within a global, matrixed, and fast-paced organization.
Preferred Qualifications
• Experience with enterprise payments, marketplaces, embedded finance, payment APIs, payment facilitation, or banking-as-a-service models.
• Experience supporting large enterprise customers, financial institutions, payment partners, or complex distribution models.
• Familiarity with regulatory and licensing frameworks relevant to cross-border payments, money transmission, card programs, stablecoin networks, and platform-based payment models.
• Experience engaging directly with external customers, bank partners, auditors, or regulators.
• CAMS, CRCM, legal qualification, or another relevant compliance certification.
Salary ranges are dependent on a variety of factors, including skills, qualifications, experience, and geographic location. Certain roles may offer additional incentives including but not limited to equity and bonus. Your recruiter is happy to share more information about the salary range specific to your working location and other factors at any stage of the hiring process
What we offer at Nium We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work. We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office). We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend. We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more! We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone. Beware of recruitment scams: Be cautious of individuals impersonating Nium via WhatsApp, social media, email or unofficial websites. Do not respond, share personal or financial information, or make any payments. Nium will never ask candidates to transfer money or cryptocurrency as part of our recruitment process.Similar roles
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