Who We Are

Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $22.7 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually.

The Opportunity

We’re looking for a Senior Manager, FP&A – Loan Portfolio & Revenue to own and evolve Oportun’s revenue forecasting and lending portfolio planning capabilities. You’ll build and improve sophisticated financial models, translate complex operating and credit trends into clear insights, and help senior leaders understand the risks, opportunities, and drivers behind long-term business performance.

This role sits at the intersection of FP&A, Credit, Product, Data, Accounting, and Operations. Success in the first year means establishing a trusted and scalable revenue forecasting process, improving visibility into lending portfolio performance, and strengthening the quality of forward-looking analysis used by senior leadership and the Board.

At Oportun, we move fast and we hold each other to a high bar. If you care about doing your best work while actually moving the needle for real people, you'll fit right in.

At Oportun, we move fast and we hold each other to a high bar. If you care about doing your best work while actually moving the needle for real people, you'll fit right in.

What You'll Do

Your day-to-day

• You’ll own the development, maintenance, and enhancement of comprehensive revenue forecasting models, including drivers, scenarios, sensitivities, and long-range planning.
• You’ll manage lending portfolio balance and roll-forward models covering originations, repayments, prepayments, charge-offs, loss curves, delinquency trends, and related credit-performance assumptions.
• You’ll partner with Credit, Product, Data, Accounting, Operations, and business leaders to improve forecast inputs, understand performance trends, and identify emerging risks and opportunities.
• You’ll lead strategic financial analysis to support business planning, capital allocation, growth initiatives, pricing, product decisions, partnerships, and potential M&A opportunities.
• You’ll develop clear forecast narratives and communicate key drivers, variances, risks, and opportunities to senior leadership.
• You’ll prepare high-quality materials for executive, investor, and Board discussions, translating complex financial and operating topics into concise, decision-ready insights.
• You’ll improve the scalability, transparency, governance, and documentation of financial models and planning processes.
• You’ll automate analyses and improve modeling workflows to increase efficiency, consistency, and confidence in forecast outputs.
• You’ll help evaluate and support the migration of core planning models into enterprise forecasting platforms such as Anaplan or Pigment where appropriate.
• You’ll mentor and develop finance team members as the FP&A organization grows.
• You’ll bring ideas for how we can improve forecasting, planning, modeling, and financial decision-making across the organization.
• You’ll look for practical ways to use AI and automation to accelerate analysis, improve model validation, strengthen documentation, and surface insights faster.
• You'll look for ways to use AI tools thoughtfully — to work smarter, reduce manual work, and make better decisions faster

Who You Are

The right fit looks like this

You’re a strategic finance leader who combines deep analytical rigor with strong business judgment. You’re equally comfortable building detailed forecast logic, challenging assumptions, and explaining the resulting story to senior executives.

You’re naturally curious about what is driving performance and what might happen next. You know how to work through ambiguity, connect financial and operating signals, and turn complex analysis into clear recommendations.

You also build strong partnerships across functions and are comfortable influencing decisions without relying on direct authority.

You're comfortable navigating complexity and don't wait for perfect information to move forward. You communicate clearly, give direct feedback, and expect the same in return.

What You Bring

Skills & experience

Required

• 8+ years of progressive experience in FP&A, strategic finance, corporate finance, investment banking, private equity, lending, fintech, or a related field.
• Demonstrated expertise building complex, driver-based financial models and cost-benefit analyses.
• Strong experience in lending, consumer credit, structured finance, or another related financial-services environment.
• Experience with portfolio balances, roll-forwards, loss curves, charge-offs, delinquency trends, and credit-performance assumptions.
• Strong experience using data to understand business performance, evaluate scenarios, and identify forward-looking risks and opportunities.
• Experience using SQL, Python, R, dbt, or similar tools to automate, validate, or analyze financial models.
• Proven ability to translate complex financial analysis into clear recommendations for executive and Board-level audiences.
• Experience preparing senior leadership or Board materials, including forecast updates, financial-performance presentations, and strategic analyses.
• Strong cross-functional leadership skills with the ability to partner effectively across Finance, Credit, Product, Operations, Data, and executive leadership.
• Advanced Excel and presentation skills.
• Strong analytical judgment, problem-solving skills, and attention to detail.

Nice to Have

• M&A, corporate development, investment banking, private equity, or transaction-modeling experience.
• Experience in a high-growth, technology-enabled financial services or fintech environment.
• Experience managing, mentoring, or developing finance professionals.
• Experience with enterprise forecasting platforms such as Anaplan, Pigment, or similar tools.
• Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field.
• MBA, CFA, CPA, or similar advanced credential.
• Experience using AI-enabled finance, analytics, or productivity tools to improve forecasting, analysis, documentation, or decision-making.
• You've used AI tools (ChatGPT, Copilot, or similar) to improve your own productivity

Our AI Mindset

We build with AI. We lead with judgment.

AI isn't a feature here. It's how we work.

We're excited about what AI makes possible, and we're looking for people who share that curiosity. You don't need to be an expert. You need to be open to experimenting, willing to learn, and able to apply new tools in ways that actually move the needle.

In this role, you'll be encouraged to explore AI tools, find practical use cases for your function, and bring ideas for working smarter. We believe the best outcomes come when human judgment and AI capability work together.

Why Oportun

What's in it for you 

Oportun offers a competitive compensation and benefits package designed to support your physical, financial, and professional well-being. Benefits vary by country of employment.

Some of the benefits available to eligible employees include:

US Benefits:

• Medical, Dental & Vision Insurance
• 401(k) including company match
• Flexible PTO and Parental Leave
• Company-paid Life & Disability Insurance

Eligibility and plan details vary by location and employment status. To learn more about Oportun and our benefits, visit oportun.com/careers

The US salary range for this full-time position is $ 112,500 - $ 180,000

Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects a national minimum and maximum range for new hire salaries for this position.

Within this range, individual pay is determined by work location and additional factors, such as job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range that meets your criteria during the hiring process.

Please note that the compensation range listed in this posting reflects only the base salary for this position and does not include other compensation elements or benefits. R1 #LI-REMOTE #LI-R1

We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.

 

California applicants can find a copy of Oportun's CCPA Notice here:  https://oportun.com/privacy/california-privacy-notice/.

 

We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).