Coyne Lloyd

Coyne Lloyd incubates businesses for vertical software platforms, including Monarch Migrations, Reach and Layer Financial. He was Snapdocs’ first employee and later a partner at Fractal Software, with a focus on early customers, sales and finding product-market fit.

Career

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Elsewhere

Monarch Migrations

Jan 2025 — Present

Building

Reach

2023 — Present

Co-Founder

Layer Financial

Mar 2023 — Present

Co-Founder

Independent

Aug 2016 — Present

Investor

Snapdocs

Advisor
2018 — Present
Founding team, sales
Jun 2014 — Jan 2018
San Francisco, California, United States

Fractal Software

Nov 2021 — Dec 2022

Partner

Zinc

Feb 2018 — Jul 2020

Business Team Lead

The MBA Center

Dec 2011 — Feb 2014

Academic Manager

Livingston Land Management

May 2010 — Nov 2011

Co-founder

VCA Ecole bilangue

2009 — 2009

English Teacher

Grassroots Campaigns

2008 — 2008

Field Manager

Colby College

Bachelor's studies in social sciences

University of Pennsylvania

Products & media

medium.com

An Interview with Fractal Partner Coyne Lloyd

An operating discussion of customer-led product development, sales and finding product-market fit in vertical software.

Writing

newsletter.lukesophinos.com

What’s still there if everyone has your code?

A written discussion of Coyne’s thinking on vertical software: network effects, data, embedded businesses and what remains defensible as AI copies software.

Writing

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Coyne Lloyd

Monarch Migrations

Reach

Layer Financial

Independent

Snapdocs

Advisor

Founding team, sales

Fractal Software

Zinc

The MBA Center

Livingston Land Management

VCA Ecole bilangue

Grassroots Campaigns

Colby College

University of Pennsylvania

Products & media

An Interview with Fractal Partner Coyne Lloyd

What’s still there if everyone has your code?

Curated Lists

List Inclusions